Your Next
Home Loan,
Made Easy
Meet the Team of Professionals
Judith Guzman
Sr. Loan Processor
Antonia Navarro
Sr. Loan Processor
Erica Estrada
Sr. Loan Production Partner
Daniela Deanda
Sr. Loan Production Partner
Elijah Lara
Loan Officer
NMLS#2587293
Cindy Moreno
Loan Processor
Claudia Chavez
Loan Processor
Ana De La Cerda
Loan Production Partner
Our Services
Conventional
Loans not backed by a government agency like the VA, FHA, or USDA. These are often offered by private lenders such as banks or credit unions and follow the guidelines set by Fannie Mae or Freddie Mac. They are ideal for borrowers with strong financial profiles looking for flexible loan terms and potentially lower overall costs over time.
FHA
FHA loans are insured by the Federal Housing Administration, designed to make homeownership accessible, especially for first-time homebuyers or those with lower credit scores. They typically require a lower down payment (as little as 3.5%). These loans are popular for their affordability and flexible qualification criteria
VA
Loans guaranteed by the U.S. Department of Veterans Affairs, designed to help eligible veterans, active-duty service members, and certain surviving spouses purchase homes. They typically require no down payment, offer competitive interest rates, and don't mandate private mortgage insurance (PMI). These loans aim to make homeownership accessible and affordable for those who have served in the military.
Bank Statement
Designed for borrowers who may not have traditional income documentation, such as W-2s or pay stubs. Instead, lenders use 12 to 24 months of bank statements to verify income and assess eligibility. These loans are particularly beneficial for self-employed individuals, freelancers, or gig workers whose income might be irregular or not fully reflected on tax returns.
New Construction
New construction loans are short-term loans designed to finance the building of a new home or property. These loans typically cover costs such as land purchase, labor, materials, and permits. These loans usually require a detailed construction plan and timeline for approval.
ITIN
ITIN loans are specialized mortgage loans designed for individuals who have an Individual Taxpayer Identification Number (ITIN) instead of a Social Security Number. These loans open up homeownership opportunities for individuals who might otherwise face barriers.
Client Testimonials
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NMLS # 2698662 | Equal Housing Opportunity Full Width
The information provided is for informational purposes only and is not a commitment to lend.
All offers are subject to credit approval, verification, underwriting, and applicable guidelines.
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