Texas Choice Home Finance
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    HomeTeamFabian Hernandez
    Texas Choice Loan Consultant

    Fabian Hernandez

    Loan Officer

    NMLS #2541076

    5.0/5(118 reviews)
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    Fabian Hernandez, Loan Officer
    Licensed in Texas
    10.9
    Day Avg Clear-to-Close
    100%
    Texas Local & In-House
    5.0
    Client Rating
    About Fabian

    Dedicated Mortgage Expertise

    Hey there! I'm Fabian Hernandez, Loan Officer at Texas Choice Home Finance (NMLS #2541076). I specialize in matching Texas homebuyers and investors with competitive mortgage solutions.

    Navigating home loans can feel complex, but I'm here to simplify the process. Whether you need traditional financing, non-QM solutions, or creative loan structures, I bring deep market knowledge and aggressive dedication to closing on time.

    Reach out anytime via call, text, or email — let's turn your property plans into a done deal!

    Loan Programs Offered

    Conventional Home Loans
    FHA Low Down Payment
    VA $0-Down Financing
    Jumbo Luxury Home Loans
    Refinancing & Equity Cash-Out
    DSCR & Investor Solutions
    Non-QM & Self-Employed Loans
    Creative & Seller Financing
    How It Works

    Your Loan, Step by Step

    A simple, transparent path from first hello to closing day.

    01

    Intro Call

    We talk through your goals, timeline, and budget — no pressure, just honest answers.

    02

    Apply & Pre-Approve

    A streamlined application with fast pre-approval so you can shop with confidence.

    03

    Close & Move In

    In-house underwriting keeps things moving — most loans clear to close in under 11 days.

    Testimonials

    What Clients Say About Fabian

    5.0(118 Google & Client Reviews)

    "Working with Fabian was incredible from beginning to end! Fast responses, crystal-clear guidance, and closed right on time."

    Diana L.Recent Customer

    "Great communication and so easy to get in touch with. Fabian made sure we understood every detail before signing anything."

    Valerie Renee B.Houston, TX

    "Guided us step by step on everything that needed to be done. Highly recommend Fabian to anyone buying a home in Texas!"

    Jose C. F.Alvin, TX

    Ready to Start Your Loan Application?

    Apply online in minutes or reach out directly to Fabian Hernandez.