Texas Choice Home Finance
    Texas Choice Mortgage logo
    HomeTeamJesus S. Hernandez
    Texas Choice Loan Consultant

    Jesus S. Hernandez

    Founder & President

    NMLS #495340

    5.0/5(184 reviews)
    Connect
    Jesus S. Hernandez, Founder & President
    Licensed in Texas
    10.9
    Day Avg Clear-to-Close
    100%
    Texas Local & In-House
    5.0
    Client Rating
    About Jesus

    Dedicated Mortgage Expertise

    Welcome to my corner of the lending world! I'm Jesus S. Hernandez, Founder & President of Texas Choice Home Finance (NMLS #495340). My passion is helping individuals and families across the Lone Star State navigate the mortgage landscape with total confidence.

    With years of industry leadership, I believe homeownership is more than a financial transaction — it's the foundation for personal freedom and wealth creation. Whether you are a first-time homebuyer, an investor, or looking to refinance, my team and I deliver clear answers, competitive rates, and seamless local service.

    We handle every loan in-house, ensuring direct communication, fast clear-to-close times, and zero runaround. I look forward to personally helping you achieve your home financing goals!

    Loan Programs Offered

    Conventional Home Loans
    FHA Low Down Payment
    VA $0-Down Financing
    Jumbo Luxury Home Loans
    Refinancing & Equity Cash-Out
    DSCR & Investor Solutions
    Non-QM & Self-Employed Loans
    Creative & Seller Financing
    How It Works

    Your Loan, Step by Step

    A simple, transparent path from first hello to closing day.

    01

    Intro Call

    We talk through your goals, timeline, and budget — no pressure, just honest answers.

    02

    Apply & Pre-Approve

    A streamlined application with fast pre-approval so you can shop with confidence.

    03

    Close & Move In

    In-house underwriting keeps things moving — most loans clear to close in under 11 days.

    Testimonials

    What Clients Say About Jesus

    5.0(184 Google & Client Reviews)

    "Working with Jesus was incredible from beginning to end! Fast responses, crystal-clear guidance, and closed right on time."

    Diana L.Recent Customer

    "Great communication and so easy to get in touch with. Jesus made sure we understood every detail before signing anything."

    Valerie Renee B.Houston, TX

    "Guided us step by step on everything that needed to be done. Highly recommend Jesus to anyone buying a home in Texas!"

    Jose C. F.Alvin, TX

    Ready to Start Your Loan Application?

    Apply online in minutes or reach out directly to Jesus S. Hernandez.